Privacy Policy

Effective Date: October 1, 2025

1. Our Commitment to Your Privacy

Welcome to InsuranceSmartCalculator ("we," "us," or "our"). We are dedicated to making insurance simple, practical, and rewarding. Central to this mission is our commitment to transparency and the protection of your privacy. This Privacy Policy explains how we handle information when you visit our website and use our services ("Services"), including our insurance tips, financial news, and smart calculator applications. Our policy is designed to be compliant with major international data protection regulations and to be transparent about our data practices.

2. Our Core Data Philosophy: Anonymity and No Personal Data Collection

We have fundamentally designed our Services to be accessible without requiring you to provide any personal information. You do not need to create an account, register, or provide details such as your name, email address, phone number, or physical address to access our content and tools. Our goal is to provide valuable information anonymously.

3. Information We Collect and Its Purpose

While we do not collect Personally Identifiable Information (PII), we do collect some non-personal technical data automatically to ensure our website functions correctly and to improve the user experience.

Log and Usage Data: When you visit our website, our servers automatically record information ("Log Data") that your browser sends. This Log Data is anonymized and may include your device's Internet Protocol (IP) address (which we may anonymize), browser type and version, the pages you visit on our site, the time and date of your visit, the time spent on those pages, and other statistical data. This information is used strictly for analytical purposes to understand traffic patterns and improve our Service.
Cookies and Similar Technologies: We use cookies, which are small datas files stored on your device, to enhance your user experience.
- Essential Cookies: These are necessary for the website to function and cannot be switched off.
- Performance and Analytics Cookies: These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, some parts of our Service may not function as intended.