President Trump proposes redirecting ACA subsidies to direct payments on day 39 of shutdown. Airlines cancel 1,500 flights amid federal staffing crisis.

The NAIC Summer 2025 meeting formalized AG 55 for life reinsurance, intensified offshore scrutiny, and advanced AI evaluation tools—reshaping compliance for the $3.2 trillion insurance industry.

Only 5-10% of small businesses have cyber insurance in 2025. With ransomware targeting SMEs and rates stabilizing, why won't the protection gap close? Expert analysis.

Open enrollment reveals largest ACA rate hikes since 2018. Combined with expired tax credits, CBO projects 4.2M will lose coverage by 2026.

Liberty Mutual launches Cyber Resolution™ and Tech Resolution™ products, reflecting industry shift from transactional coverage to partnership model.

Commercial insurance market shifts buyer-friendly in Q3 with property rates dropping 10-20% despite $98B catastrophe losses in first half 2025.

Average premiums for subsidized ACA enrollees would rise from $888 to $1,904 annually if enhanced tax credits expire, KFF analysis shows.

A $145 million verdict in Colorado. $114 million in Nevada. $40 million in Texas. Juries across America are delivering record-breaking punishments to insurance companies that deny legitimate claims.

Nebraska, Colorado, and Texas recorded the highest catastrophe losses in 2024 as 27 billion-dollar climate disasters drove insurance costs to a seven-year high. Find out which states are most affected...