Andy Michael

Average premiums for subsidized ACA enrollees would rise from $888 to $1,904 annually if enhanced tax credits expire, KFF analysis shows.

President Trump proposes redirecting ACA subsidies to direct payments on day 39 of shutdown. Airlines cancel 1,500 flights amid federal staffing crisis.

Commercial insurance market shifts buyer-friendly in Q3 with property rates dropping 10-20% despite $98B catastrophe losses in first half 2025.

Open enrollment reveals largest ACA rate hikes since 2018. Combined with expired tax credits, CBO projects 4.2M will lose coverage by 2026.

Learn 6 proven steps to compare insurance policies properly. Avoid hidden costs, spot bad companies, and find coverage that protects you.

Only 5-10% of small businesses have cyber insurance in 2025. With ransomware targeting SMEs and rates stabilizing, why won't the protection gap close? Expert analysis.

Nebraska, Colorado, and Texas recorded the highest catastrophe losses in 2024 as 27 billion-dollar climate disasters drove insurance costs to a seven-year high. Find out which states are most affected...

A $145 million verdict in Colorado. $114 million in Nevada. $40 million in Texas. Juries across America are delivering record-breaking punishments to insurance companies that deny legitimate claims.

Discover 6 proven steps to shop for insurance smartly, compare quotes effectively, and save hundreds annually without compromising your coverage.

The NAIC Summer 2025 meeting formalized AG 55 for life reinsurance, intensified offshore scrutiny, and advanced AI evaluation tools—reshaping compliance for the $3.2 trillion insurance industry.

Liberty Mutual launches Cyber Resolution™ and Tech Resolution™ products, reflecting industry shift from transactional coverage to partnership model.

Discover 8 AI-powered insurance tools that cut costs, speed up claims, and save you $400+ yearly. Real examples, zero fluff.

Got a health insurance denial? Fight back and win. Learn 8 proven steps to appeal successfully, gather evidence, and turn denials into approvals.

Discover 6 practical steps to tailor life insurance as your life evolves. Add smart riders, avoid costly mistakes, and build flexible coverage.

Cut your auto insurance costs with 10 practical steps. From clean driving records to smart tech and bundling, save $500+ yearly without sacrificing coverage.

Cut your home insurance costs with 9 practical steps. Bundle policies, add smart tech, and optimize coverage to save $500+ yearly while staying protected.

Filing an insurance claim doesn't have to be stressful. Follow these 5 practical steps to document damage, submit accurately, and get paid faster.

Master the art of comparing insurance policies with 6 essential steps. Learn to spot hidden costs, read fine print, and choose coverage that truly protects.